A payday loan cash advance can be a life saver if you are in need of cash fast for rent, car loan payments, or any other emergency situation. You won’t need to worry about your credit because most company’s will offer these cash loans regardless of your credit history, as long as you have been employed 90 days or 3 months or longer than you will more then likely receive the loan.

Payday loan cash advance are tend to be expensive this is because they offer the service of same day loans. This is something your normal bank won’t do regardless if you have good credit or not. The cash advance lenders tend to charge higher interest rates because they are taking a higher risk of not receiving their money back; however there can be a variance in the interest rates between companies. There are some loaners that work for other larger companies and can offer even better rates then sole owner companies.The best way to find out which is better is to do an internet search and comparison.

If you want to know if qualify here are the basic requirements.

1. 18 years or older
2. checking or savings account
3. earning at least 1000 dollars a month