Posted by Licensed Lending to to Customers Since 2004
An online lending leader in payday loan providers since it opened in 2004, CashNetUSA was quickly noticed by other businesses, as well as, consumers for their fresh, creative way of approaching short term lending. Acquired by Cash America International Inc. (the nation’s leading cornerstone for convenient short term lending) in 2006 and working in conjunction with one another has made the effort a productive enterprise due to the wide network of services covered.
Available in more than 30 states, CashNetUSA and Cash America, both members of the BBB and CFSA, continue to grow and lead as service providers of short term loans. Dedicated people have paved the way, opening up consumer lending to the people who need it the most.
To date, provision for short-term payday loans has been made to well over 2 million customers since opening. The company was set up and exists today, for the sole purpose of helping people get the quick cash when they are most desperate. Not only that, but they continue to build a reputation as a trustworthy lender, which is the first thing borrowers are looking for.
People with Average Credit History can Apply
Payday loans offer many advantages appealing to a wide variety of people. First, and possibly the most appreciated factor is the application process. Whereas, this was once lengthy and redundant, it is now, quick and easy-taking only a few minute to apply for a loan online, and just a few minutes more for approval. Even people with poor credit can take advantage of these loans.
No Paperwork & No Faxing required
Unlike most other loan lenders, CashNetUSA has set later application times for those applying online (Monday -Thursday, as late as 9PM CST). You can submit online applications from Friday-Sunday, until 7PM CST (these borrowers receive their money on Monday) There is no faxing necessary-no documents, no signatures. Customer support is available to answer questions, guide you through the loan process and, even, giving advice on financial matters, as needed. Staff can be contacted by phone, through e-mail, or internet chat, 24/7.
20% Off the Fee (end 09-30-2009, Coupon Code: CJCASH)
CashNetUSA has unique incentive programs for return customers, with borrowers saving up to 30% on their loans once becoming a CashNetUSA preferred member, or offers of a $20 credit for successful referrals through their refer-a-friend program.
Payday loans are considered, and have been set up to be, short term loans, to be repaid on or before your next payday or due date (usually 16 days after you have received your loans). Once the due date arrives, borrowers are expected to pay the full amount (principal, plus interest). If the borrower is unable to pay by the loan date, it is possible to receive an extension, though these are not available in every state.
If your terms make you eligible for a loan extension, this can be accomplished by paying the interest rate of the original loan and then reapplying. CashNetUSA will then draw up a new contract for an additional loan. Though loan companies have varying features, it is the states that regulate any terms offered, including maximum loan amounts and the length of any extensions.
Understanding that short-term payday loans are only a temporary quick fix solution for your current cash crunch, CashNetUSA realizes they do not serve well for the long term. They have taken it upon themselves to educate people on how to become responsible financially, discouraging those who habitually depend on payday loans. It is their policy to tell borrowers that by not repaying their loans in a timely manner they will compound their problems. Use payday loans wisely, covering only unexpected expenses.
Professional Customer Service, Apply Online 24/7
CashNetUSA has a quality support team to help customers get a loan easily. All of your needs can be met by visiting or calling their hotline at 888-801-8075. E-mail is, also available at support@cashnetusa.com.
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